.otp-container{background:var(--paper-2);border:1.5px solid var(--rule);border-radius:var(--radius);padding:16px;margin-bottom:20px}.otp-prompt{font-size:.88rem;color:var(--ink-2);margin-bottom:14px;line-height:1.5}.otp-status{font-size:.88rem;color:var(--muted);text-align:center;padding:8px 0}.otp-input-row{display:flex;gap:10px;align-items:center}.otp-input{flex:1;padding:12px 14px;font-family:var(--font-body);font-size:1.4rem;letter-spacing:.3em;text-align:center;color:var(--ink);border:1.5px solid var(--rule);border-radius:var(--radius);background:var(--paper);transition:border-color .15s,box-shadow .15s}.otp-input:focus{outline:none;border-color:var(--accent-deep);box-shadow:0 0 0 3px #88580029}.otp-input.error{border-color:var(--error)}.otp-input:disabled{background:var(--paper-3);color:var(--muted)}.btn-verify{padding:13px 20px;background:var(--accent);color:var(--accent-ink);border:none;border-radius:var(--radius-pill);font-family:var(--font-body);font-size:.95rem;font-weight:600;cursor:pointer;white-space:nowrap;transition:background .18s}.btn-verify:hover:not(:disabled){background:var(--accent-2)}.btn-verify:focus-visible{outline:2px solid var(--focus);outline-offset:3px}.btn-verify:disabled{opacity:.5;cursor:not-allowed}.otp-error{font-size:.82rem;color:var(--error);margin-top:8px}.otp-resend{font-size:.82rem;color:var(--muted);margin-top:10px}.otp-link{background:none;border:none;padding:0;color:var(--accent-deep);font-family:var(--font-body);font-size:inherit;text-decoration:underline;text-underline-offset:2px;cursor:pointer}.otp-verified{display:flex;align-items:center;gap:8px;color:var(--success);font-size:.88rem;font-weight:600}:root{--paper: #FAF8F4;--paper-2: #F3F0E9;--paper-3: #E9E4DB;--rule: #D5D0C7;--muted: #554E48;--ink-2: #3E3630;--ink: #231B15;--accent: #E2B849;--accent-2: #D4A22A;--accent-deep: #885800;--accent-ink: #2F210C;--focus: #A36500;--error: #B94739;--success: #3D8E53;--font-display: "Fraunces", ui-serif, Georgia, serif;--font-body: "IBM Plex Sans", ui-sans-serif, system-ui, sans-serif;--radius: 10px;--radius-card: 16px;--radius-pill: 999px;--primary: var(--accent-deep);--primary-hover: var(--ink);--bg: var(--paper-3);--card: var(--paper);--text: var(--ink);--border: var(--rule)}.form-card{background:var(--card);border:1px solid var(--rule);border-radius:var(--radius-card);box-shadow:0 14px 40px #231b151a;padding:38px 32px;width:100%;max-width:500px;font-family:var(--font-body);color:var(--ink)}.form-brand{display:flex;align-items:center;gap:.55ch;font-family:var(--font-display);font-weight:500;font-size:1.1rem;letter-spacing:-.02em;color:var(--ink);padding-bottom:18px;margin-bottom:22px;border-bottom:1px solid var(--rule)}.form-brand:before{content:"";flex:none;width:1.35em;height:1.5em;background:url(/mcf-icon.png) center / contain no-repeat}.form-brand b{color:var(--accent-deep);font-weight:500}.form-header{margin-bottom:26px}.form-header h1{font-family:var(--font-display);font-size:2rem;font-weight:400;line-height:1.1;letter-spacing:-.02em;color:var(--ink)}.form-header p{margin-top:8px;font-size:.95rem;color:var(--muted)}.form-section{margin-bottom:20px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{display:block;font-family:var(--font-body);font-size:.85rem;font-weight:600;color:var(--ink-2);margin-bottom:7px}input,select,textarea{width:100%;padding:12px 14px;font-family:var(--font-body);font-size:1rem;color:var(--ink);background:var(--paper);border:1.5px solid var(--rule);border-radius:var(--radius);transition:border-color .15s,box-shadow .15s;-webkit-appearance:none;-moz-appearance:none;appearance:none}input[type=checkbox]{width:18px;height:18px;padding:0;-webkit-appearance:auto;-moz-appearance:auto;appearance:auto;accent-color:var(--accent-deep);flex-shrink:0;cursor:pointer}input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent-deep);box-shadow:0 0 0 3px #88580029}input.error,select.error,textarea.error{border-color:var(--error)}textarea{resize:vertical;min-height:84px}.field-error{font-size:.78rem;color:var(--error);margin-top:5px}.toggle-group{display:flex;border:1.5px solid var(--rule);border-radius:var(--radius);overflow:hidden}.toggle-btn{flex:1;padding:12px;background:var(--paper);border:none;font-family:var(--font-body);font-size:.95rem;font-weight:600;color:var(--muted);cursor:pointer;transition:background .15s,color .15s}.toggle-btn:first-child{border-right:1.5px solid var(--rule)}.toggle-btn:hover:not(.active){background:var(--paper-3)}.toggle-btn.active{background:var(--accent);color:var(--accent-ink)}.otp-verified{display:flex;align-items:center;gap:8px;background:color-mix(in srgb,var(--success) 12%,var(--paper));border:1.5px solid color-mix(in srgb,var(--success) 35%,var(--paper));border-radius:var(--radius);padding:11px 14px;color:var(--success);font-size:.88rem;font-weight:600;margin-bottom:20px}.consent-row{display:flex;align-items:flex-start;gap:11px;margin-bottom:24px}.consent-row input[type=checkbox]{margin-top:2px}.consent-row label{font-size:.82rem;font-weight:400;color:var(--muted);margin-bottom:0;cursor:pointer;line-height:1.5}.consent-row a{color:var(--accent-deep);text-decoration:underline;text-underline-offset:2px}.btn-submit{width:100%;padding:15px;background:var(--accent);color:var(--accent-ink);border:1px solid transparent;border-radius:var(--radius-pill);font-family:var(--font-body);font-size:1rem;font-weight:600;cursor:pointer;transition:background .18s,transform .15s}.btn-submit:hover:not(:disabled){background:var(--accent-2)}.btn-submit:active:not(:disabled){transform:translateY(1px)}.btn-submit:focus-visible{outline:2px solid var(--focus);outline-offset:3px}.btn-submit:disabled{opacity:.55;cursor:not-allowed}.legal-links{margin-top:16px;text-align:center;font-size:.78rem;color:var(--muted)}.legal-links a{color:var(--muted);text-decoration:underline;text-underline-offset:2px}.legal-links a:hover{color:var(--accent-deep)}.form-error{background:color-mix(in srgb,var(--error) 8%,var(--paper));border:1px solid color-mix(in srgb,var(--error) 32%,var(--paper));border-radius:var(--radius);padding:12px 14px;color:var(--error);font-size:.88rem;margin-bottom:16px}.form-success{text-align:center;padding:44px 24px}.form-success h2{font-family:var(--font-display);font-weight:400;color:var(--ink);font-size:1.9rem;letter-spacing:-.02em;margin-bottom:12px}.form-success p{color:var(--muted);font-size:.98rem;line-height:1.55}.divider{border:none;border-top:1px solid var(--rule);margin:26px 0}@media (max-width: 440px){.form-card{padding:28px 20px}.form-row{grid-template-columns:1fr}.form-header h1{font-size:1.7rem}}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}body{font-family:IBM Plex Sans,ui-sans-serif,system-ui,-apple-system,sans-serif;background:radial-gradient(1000px 680px at 50% 16%,#fff6de,#fff6de00 60%),linear-gradient(180deg,#f3e7c6,#ecd9a2 55%,#e6ce8c);background-repeat:no-repeat;color:#231b15;min-height:100vh;display:flex;align-items:flex-start;justify-content:center;padding:40px 16px 56px}body.embedded{min-height:0}